Terms and Conditions of Service

These terms set out your rights and responsibilities when using our subscription-based financial planning service. Please review them carefully before subscribing.

September 11, 2025

Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to these terms and conditions. If you do not agree, do not use our services.

Definitions

Key terms used in these conditions are defined below for clarity.

"araramiavi" refers to the financial planning service provided at araramiavi.com.

"Subscription" means the recurring monthly payment and access to ongoing planning services.

"User" or "Client" means any person who subscribes or interacts with the service.

"Agreement" refers to these terms and associated policies.

Service Usage

Our service provides regular financial planning consultations for a monthly fee, as described throughout this website.

Eligibility

You must be at least 18 years old and a resident of Australia to subscribe to our services.

Service is not available to minors.

User Responsibilities

Clients are expected to provide accurate information and comply with all policies.

Keep contact and billing details up to date.
Follow consultation guidelines and schedules.
Use the service in accordance with Australian law.
Review updated terms and conditions as notified.

Prohibited Uses

You may not use our service for unlawful or unauthorised purposes.

Sharing login details or subscription content with unauthorised parties.
Providing false or misleading information during sign-up or consultations.
Attempting to breach security or interfere with website operations.
Using our services for commercial resale or redistribution.
Engaging in conduct that violates Australian law or regulations.

Intellectual Property Rights

All content, branding, and materials on this website are owned by araramiavi or its licensors. No reproduction or distribution is permitted without written consent.

User Content

Feedback or materials submitted by users may be used to improve our services, subject to privacy policies.

User Content Rights

You retain rights to your own submissions, but grant us a licence to use them for service improvement.

Privacy and Data Protection

Our privacy practices are outlined in the Privacy Policy. We protect your data in accordance with Australian law and only use it for purposes described therein.

View Privacy Policy

Service Disclaimers and Warnings

Please review all disclaimers before using this service.

Important Disclaimer

No information on this website constitutes personalised financial, legal, or tax advice.

Liability Limitations

araramiavi is not liable for indirect, incidental, or consequential damages related to service use.

Indemnity

You agree to indemnify araramiavi for any claims arising from misuse of services or breach of terms.

Dispute Resolution Process

We encourage direct contact for dispute resolution. If unresolved, formal mediation may follow.

Arbitration

Disputes not resolved informally may be referred to binding arbitration in Australia.

Arbitration decisions are final and binding.

Online Dispute Resolution

You may access the Australian ODR platform for certain disputes.

Read our Disclaimer

Severability

Invalid terms do not affect the validity of the remainder.

Entire Agreement

These terms and policies constitute the full agreement between you and araramiavi.

Governing Law

These terms are governed by Australian law.

Service Termination

araramiavi reserves the right to suspend or terminate access for policy violations or non-payment.

Modifications

We may update these terms periodically. Continued use indicates acceptance of changes.

Contact for Terms Questions

Direct any questions about these terms to our support team.

Email Address: content@araramiavi.com

Phone: +61-7-6022-3267

Address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Effective Date: September 11, 2025

Version: 2.1