Terms and Conditions of Service
These terms set out your rights and responsibilities when using our subscription-based financial planning service. Please review them carefully before subscribing.
September 11, 2025
Acceptance of Terms
By using our website or services, you acknowledge that you have read, understood, and agree to these terms and conditions. If you do not agree, do not use our services.
Definitions
Key terms used in these conditions are defined below for clarity.
"araramiavi" refers to the financial planning service provided at araramiavi.com.
"Subscription" means the recurring monthly payment and access to ongoing planning services.
"User" or "Client" means any person who subscribes or interacts with the service.
"Agreement" refers to these terms and associated policies.
Service Usage
Our service provides regular financial planning consultations for a monthly fee, as described throughout this website.
Eligibility
You must be at least 18 years old and a resident of Australia to subscribe to our services.
Service is not available to minors.
User Responsibilities
Clients are expected to provide accurate information and comply with all policies.
Prohibited Uses
You may not use our service for unlawful or unauthorised purposes.
Intellectual Property Rights
All content, branding, and materials on this website are owned by araramiavi or its licensors. No reproduction or distribution is permitted without written consent.
User Content
Feedback or materials submitted by users may be used to improve our services, subject to privacy policies.
User Content Rights
You retain rights to your own submissions, but grant us a licence to use them for service improvement.
Privacy and Data Protection
Our privacy practices are outlined in the Privacy Policy. We protect your data in accordance with Australian law and only use it for purposes described therein.
View Privacy PolicyService Disclaimers and Warnings
Please review all disclaimers before using this service.
Important Disclaimer
No information on this website constitutes personalised financial, legal, or tax advice.
Liability Limitations
araramiavi is not liable for indirect, incidental, or consequential damages related to service use.
Indemnity
You agree to indemnify araramiavi for any claims arising from misuse of services or breach of terms.
Dispute Resolution Process
We encourage direct contact for dispute resolution. If unresolved, formal mediation may follow.
Arbitration
Disputes not resolved informally may be referred to binding arbitration in Australia.
Arbitration decisions are final and binding.
Online Dispute Resolution
You may access the Australian ODR platform for certain disputes.
Read our DisclaimerSeverability
Invalid terms do not affect the validity of the remainder.
Entire Agreement
These terms and policies constitute the full agreement between you and araramiavi.
Governing Law
These terms are governed by Australian law.
Service Termination
araramiavi reserves the right to suspend or terminate access for policy violations or non-payment.
Modifications
We may update these terms periodically. Continued use indicates acceptance of changes.
Contact for Terms Questions
Direct any questions about these terms to our support team.
Email Address: content@araramiavi.com
Phone: +61-7-6022-3267
Address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia
Effective Date: September 11, 2025
Version: 2.1